Cut and fill is moving soil from high areas (cut) to low areas (fill) to achieve target grade. It's the foundation of all earthwork: roads, pads, foundations, site prep.
Bank Density vs Loose vs Compacted
Bank cubic yards (BCY): Material in-place, undisturbed (dense)
Loose cubic yards (LCY): Material after digging (volume increases)
Compacted cubic yards (CCY): Material after compaction (volume decreases)
Swell Factor
When you dig soil, it expands. Example: 100 BCY becomes 120 LCY (20% swell).